Tess7 Terms and Policies

1. Program Eligibility

Tess7 is designed to support individuals who experience employment or business-related hardships, including but not limited to:

• Job loss or termination of employment;
• Workforce reductions, layoffs, or business downsizing;
• Business closure or cessation of operations;
• Workplace discrimination based on race, gender, religion, disability, age, or other legally protected characteristics.

Eligible participants may qualify for compensation and support benefits for a period of up to six (6) months, subject to compliance with all program requirements and ongoing eligibility verification.

During participation, Tess7 may provide career support services, including resume development, job search assistance, interview preparation, and employment placement resources. The purpose of these services is to help participants secure sustainable employment opportunities while reducing financial hardship and preserving essential personal assets, such as retirement savings, primary residences, and vehicles.

Any benefits or compensation provided through Tess7 are subject to program terms, participant eligibility, and continued compliance with these policies.

2. Disqualification from Benefits

Participants may be deemed ineligible for compensation or may have benefits suspended or terminated if they:

• Fail a required drug or alcohol screening;
• Voluntarily resign from employment without qualifying circumstances;
• Engage in insubordination, misconduct, fraud, or policy violations;
• Accumulate repeated unexcused absences, including no-call/no-show incidents;
• Provide false, misleading, or incomplete information during enrollment or participation.

Disqualification from compensation does not automatically prevent an individual from accessing certain career support services. At Tess7's discretion, career assistance, job search support, and employment resources may continue to be made available.

3. Equal Opportunity and Non-Discrimination

Tess7 is committed to providing equal access to its services and opportunities. We do not discriminate on the basis of race, color, religion, sex, gender identity, sexual orientation, age, national origin, disability, veteran status, or any other characteristic protected by applicable law.

Participation is open to all qualified individuals who meet the applicable eligibility requirements.

4. Re-Enrollment

Participants who voluntarily cancel, withdraw from, or otherwise discontinue their Tess7 membership may be eligible to re-enroll at a later date.

Re-enrollment is subject to the terms, pricing, eligibility requirements, and program offerings in effect at the time of re-enrollment. Previous pricing, benefits, or promotional rates are not guaranteed.

Participants who maintain continuous enrollment may retain their existing pricing structure, subject to any applicable program-wide adjustments.

5. Participant Responsibilities

Participants are responsible for:

• Providing accurate and truthful information;
• Maintaining current contact information;
• Cooperating with eligibility verification requests;
• Complying with all Tess7 policies, procedures, and program requirements;
• Acting in good faith throughout the duration of their participation.

Failure to meet these responsibilities may result in suspension or termination of benefits and services.

6. Termination of Participation

Tess7 reserves the right to suspend or terminate a participant's enrollment, benefits, or access to services at any time if the participant:

• Provides false, inaccurate, or fraudulent information;
• Violates these Terms and Policies;
• Misrepresents their employment status, qualifications, or eligibility;
• Engages in conduct that may harm Tess7, its participants, partners, or operations.

Termination decisions are made at the sole discretion of Tess7 and may result in the immediate cessation of benefits and services.

7. Policy Updates

Tess7 reserves the right to modify, amend, or update these Terms and Policies at any time. Updated versions will be posted on the Tess7 website and will become effective upon publication unless otherwise stated.

TESS7 Medical Copay Terms & Conditions

1. Introduction

These Terms & Conditions govern participation in the TESS7 Medical Copay Program. By using or enrolling in TESS7 Medical services, members agree to follow the rules outlined in this document.

TESS7 Medical is designed to provide assistance with eligible healthcare copay expenses, subject to verification, program rules, and availability of benefits under an active TESS7 membership.

2. Program Purpose

The TESS7 Medical Copay Program is intended to support eligible members with qualified out-of-pocket medical expenses, which may include:

• Doctor visit copays
• Specialist visit copays
• Prescription medication copays
• Approved medical service copays

All assistance is based on eligibility review and verification of submitted expenses.

3. Eligibility

To participate in the program, members must:

• Maintain an active TESS7 account in good standing
• Be enrolled in an eligible TESS7 plan (if required)
• Provide accurate and complete information
• Comply with all program policies and verification requirements

4. Covered Expenses

Only medically necessary and properly documented expenses may be considered for assistance. Determination is based on:

• Verified medical billing records
• Insurance processing information (if applicable)
• TESS7 program guidelines and review process

TESS7 determines eligibility on a case-by-case basis.

5. Submission Requirements

All copay assistance requests must include:

• Itemized medical receipt or provider statement
• Date of service
• Provider name and location
• Proof of payment
• Member account information

Incomplete or unclear submissions may be delayed or declined.

6. Verification Process

All submissions are subject to review and verification. TESS7 may:

• Review provider billing information
• Reference insurance documentation (such as EOBs, if available)
• Request additional supporting documents

Approval is based on verification results and program rules.

7. TESS7 Medical Card (Future Feature)

TESS7 may develop a Medical Copay Card in the future to help streamline eligible medical expense processing.

If introduced, the card will:

• Be limited to approved medical use only
• Be restricted from cash access or general-purpose spending
• Operate under merchant and billing restrictions

Availability and features are subject to development and compliance requirements.

8. Fraud & Misuse Policy

TESS7 enforces strict anti-fraud measures.

Any attempt to:

• Submit false or altered documents
• Misrepresent medical expenses
• Misuse program benefits

may result in:

• Denial of the request
• Suspension of account access
• Removal from the TESS7 program

9. Limitation of Assistance

TESS7 provides assistance based on eligibility and review. Approval of any request depends on:

• Verification results
• Program rules
• Available benefits under the member’s plan

TESS7 does not assume responsibility for full medical billing or total healthcare costs.

10. Program Updates

TESS7 may update or modify these Terms at any time. Continued participation in the program means acceptance of any updated terms.

11. Contact Information

All questions regarding the TESS7 Medical Copay Program should be directed to official TESS7 support channels.

TESS7 Staffing – Terms and Conditions

1. Equal Employment Opportunity

TESS7 Staffing is committed to providing equal employment opportunities to all qualified applicants without discrimination based on any status protected by applicable federal, state, or local law.

2. Accurate Information

All applicants must provide complete, truthful, and accurate information. Any false statements, altered documents, or fraudulent information may result in suspension, termination of services, or disqualification from employment opportunities through TESS7 Staffing.

3. Employment Eligibility

Applicants must be legally authorized to work in the United States and provide any documentation required to verify their identity and employment eligibility.

4. Job Placement

TESS7 Staffing works to connect qualified applicants with available employment opportunities. Job placement is not guaranteed, and all final hiring decisions are made by the hiring employer.

5. Professional Conduct

Employees are expected to maintain professional behavior, report to work on time, follow workplace policies, perform assigned duties responsibly, and treat supervisors, coworkers, and customers with respect.

6. Safety Requirements

Employees must comply with all workplace safety rules and immediately report any accidents, injuries, or unsafe working conditions to their supervisor and TESS7 Staffing when appropriate.

7. Confidentiality

Applicants and employees must protect confidential information belonging to TESS7 Staffing and its client companies. Confidential information may not be shared without proper authorization.

8. Policy Violations

Violations of these Terms and Conditions, including fraud, falsifying documents, theft, workplace misconduct, or other policy violations, may result in suspension or termination from TESS7 Staffing and may affect eligibility for future employment opportunities.

9. Permanent Employment Placement

If an employee is offered and accepts a permanent position with one of TESS7 Staffing’s client companies, the employee’s assignment with TESS7 Staffing will end on the agreed-upon transition date. The employee will then become an employee of the hiring company and will be subject to that company’s employment policies, pay, benefits, and procedures. TESS7 Staffing will no longer be responsible for the employee’s wages, benefits, or employment after the transition is complete, unless otherwise agreed to in writing. TESS7 Staffing congratulates employees who obtain permanent employment and is proud to help individuals build successful careers.

10. Changes to These Terms

TESS7 Staffing reserves the right to revise or update these Terms and Conditions at any time. Continued participation in TESS7 Staffing services constitutes acceptance of the most current version of these Terms and Conditions.

Thank You

Thank you for choosing TESS7 Staffing. We are committed to connecting qualified individuals with employment opportunities while maintaining professionalism, integrity, safety, and respect for both our employees and our client companies. We appreciate the opportunity to serve you and look forward to helping you achieve your employment goals.

TESS7 Retirement Plan Terms and Conditions

Employees participating in the TESS7 Retirement Plan have the flexibility to choose the amount of their unused sick or vacation time payouts that they contribute to their retirement account. They may select any portion—small, half, or all—based on their preference. However, to qualify for specific retirement benefits, participants must meet a minimum contribution threshold defined by the plan.

TESS7 will coordinate with an IRA provider to ensure all contributions qualify as eligible investments, providing annual tax benefits. After one year, participants may take a loan of up to $1,500 from their retirement balance, with a 3.5% interest rate. These IRA contributions may also provide tax write-offs, reducing taxable income. Employees may allocate these funds to their retirement at their discretion, allowing growth and annual tax benefits.

After 10 years of continuous service with TESS7, employees may become eligible to participate in the company’s stock ownership plan. The eligibility, vesting, and allocation rules will be specified in a separate stock ownership agreement, ensuring full compliance with IRS rules and other federal regulations.

If an employee loses their job due to downsizing, a business closure, or termination, and they qualify, TESS7 will compensate them for up to six months. During this period, even while receiving support, TESS7 will continue to deduct package payments as usual. If the employee does not qualify, TESS7 will still assist them in looking for a job, and they may use their sick or vacation time for support, while their retirement funds remain intact.

If they choose to leave the job, TESS7 will release their sick time, vacation time, and retirement funds, and issue a full payout check for the balance at that time. Moreover, these IRA contributions will help lower their taxable income, reducing their tax bracket.

Every third quarter, funds in the retirement account will earn 3.5% interest, calculated on the total balance at that time. The larger the balance, the greater the growth, as the 3.5% return will apply to the entire amount.

Any employee may qualify for any package, ensuring equal access to retirement benefits. TESS7 is committed to equal opportunity for all, regardless of race, color, or gender, ensuring all participants have equal opportunity to engage and benefit.

TESS7 Terms and Conditions for Sick and Vacation Time

TESS7 will display the full balance of money available in the customer’s account for sick time and vacation time.

After three months, customers will be qualified to use their sick time or vacation time.

Sick Time

• If a customer becomes sick, they must visit a licensed doctor and obtain a doctor’s excuse.
• The doctor’s excuse must be submitted to their manager for approval.
• After the manager approves the request, the approved documentation must be submitted to TESS7 in PDF format.
• Once TESS7 reviews and approves the documentation, the customer will be compensated according to their eligible benefit balance.

Vacation Time

• Before taking vacation time, the customer must obtain approval from their manager.
• The manager’s approval must be submitted to TESS7 in PDF format.
• Once TESS7 reviews and approves the documentation, the customer will be compensated according to their eligible vacation benefit balance.

As sick time or vacation time is used, the available balance will decrease accordingly. If the entire annual balance is used, no additional compensation will be available until the customer’s next annual renewal date.

Package Benefits

Elite Plan – $260 per month

• Sick Time: 400 hours (up to $8,800)
• Vacation Time: 40 hours (up to $880)

Professional Plan

• Sick Time: 240 hours (up to $5,280)
• Vacation Time: 40 hours (up to $880)

Essential Plan

• Sick Time: 120 hours (up to $2,640)
• Vacation Time: 40 hours (up to $880)

Fraudulent Documentation Policy

Any customer who knowingly submits, alters, or attempts to submit fraudulent, false, or misleading documentation in support of a sick time or vacation time claim may have their claim denied and may be subject to disciplinary action.

After review and investigation by TESS7, disciplinary action may include suspension of account privileges or permanent termination of the customer’s TESS7 membership, depending on the nature and severity of the violation.

TESS7 reserves the right to verify all documentation submitted and to request additional information when necessary.